Do you currently have a low credit score? Would you like to know a few steps that could help you boost your credit score? If you have answered yes to either of the above questions then you need to keep reading.

One of the first things that I recommend to my students is to eliminate their credit cards. You shouldn’t have any more than three credit cards. The reason that I recommend this is because too many open lines of credit can and will negatively effect your credit score.

Over the years I have learned that it is better to be safe than sorry. It is for that reason that I feel that I must state the obvious. It is crucial that you pay your bills on time and on a consistent basis. This will prevent new negative information from being added to your credit report. If you feel that for whatever reason you are not going to be able to make your payment on time, it is highly recommended that you contact the creditor and notify them of your situation. Chances are they will be understanding.

You should reduce the amount that you owe on each of your current credit lines. The goal here is to try to keep your balances below 35% of your total available credit limit. Anything over and above 35% will reduce your credit score.

There are a ton of books written on the subject of credit scores. I tell you that to say, there is no way that I can explain every little detail in this article. Just to be fair I will give you a free resource where you can learn everything that you have ever wanted to know about credit repair. You will find it at the end of this article.

This biggest piece of advice that I can share with you is this… Start right now, by taking your destiny in your own hands. You can repair your own credit score with a little time and effort. Don’t procrastinate get started right now…